Carefull Guard

Carefull analyzes and safeguards activity like bill payments, balances and cash movement. If something looks unusual, we find it and alert you instantly.

sample transactions inside Carefull dashboard

Carefull knows what to look for

Built for the dangers we can't always see, Carefull keeps you organized and protected by catching and alerting you to unusual activity, fraud, and common mistakes that can lead to trouble.

Get support from your trusted Circle

Choose whether to include trusted loved ones or professionals by adding them to your “Circle” of support, completely free. Resolve issues together so that everyone is on the same page.

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Stay ahead of bills

Get notified of large upcoming bills, missed or late payments and potential account shortfalls so you can act before small issues become big ones.

Experience it for yourself

Try Carefull for free for 30 days, and feel confident you’re in good hands.

Smart Money Awards:
The Best Financial Apps and Services of 2021

“I am very happy to have Carefull be a ‘second set of eyes’ over my mom’s finances. As someone who is in the financial services industry, I have seen the damage to people’s finances and identity that can result from fraud and abuse. I feel better knowing that if something should arise, Careful will alert me and I can then help my mother take quick action.”

Also seen in

24/7 smart monitoring on what matters

Duplicate Transaction

Duplicate Transaction

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

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Low Spending

Low Spending

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

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Unfamiliar Transaction

Unfamiliar Transaction

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

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High Spending

High Spending

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

unusual transfer alert sample

Large Transaction

Large Transaction

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

unusual transfer alert sample

Identity Theft

Identity Theft

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

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New Charitable Donation

New Charitable Donation

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

unusual transfer alert sample

Income Received

Income Received

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

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Bill Amount Has Changed

Bill Amount Has Changed

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

unusual transfer alert sample

Potential Gift Card Purchase

Potential Gift Card Purchase

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

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New Recurring Bill

New Recurring Bill

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

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Income Not Received

Income Not Received

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

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Unusual Number of Transactions

Unusual Number of Transactions

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

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Possible Late Payment

Possible Late Payment

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

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Unusual Low Balance

Unusual Low Balance

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

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Projected Shortfall

Projected Shortfall

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

unusual transfer alert sample

New Political Donation

New Political Donation

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

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Unusual Transfer

Unusual Transfer

Carefull alerts you when it has detected an unusual transfer in one of your connected accounts.

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+ many more

Carefull updates & adds alerts regularly

Always private. Always secure.

Carefull connects to financial accounts using 256-bit, bank-level security, and every piece of data in your Vault is encrypted using AES256 military-grade encryption — so secure that it’s impossible even for our systems to see your information.

Our service is view-only, meaning we can never make transactions in your accounts, access information in your Vault, or see any of your usernames or passwords. We protect your data as if it were our own and use it only to provide our services. We will never sell or share it.

For more information on how Carefull keeps your data secure, safe, and private, visit our dedicated Privacy & Security page. 

We are proud to receive an A rating from the Better Business Bureau

3 Steps to Safer Money,
Try it Free for 30 Days

Step 1

Start your free,
no-risk trial

Step 2

Connect the accounts and cards you want protected

Step 3

Stay alerted to any
unusual activity